While You Were Out (WYO) is a healthcare insurance benefit that provides coverage for medical expenses incurred while traveling outside the member’s home country. It is typically included as part of travel insurance policies and can help cover costs such as doctor visits, hospital stays, and emergency medical transportation.
WYO coverage can be important for travelers who are planning to engage in activities that may increase their risk of injury or illness, such as hiking, skiing, or participating in adventure sports. It can also provide peace of mind for travelers who are concerned about the quality and cost of healthcare in their destination country.