An attachment of earnings is a legal order that requires an individual’s employer to deduct a specific amount of money from their wages or salary and pay it directly to a creditor to satisfy an outstanding debt. It is typically used as a method of debt enforcement when other methods, such as direct debit or standing order, have failed.
There are several benefits to applying for an attachment of earnings. Firstly, it provides a regular and reliable source of payment for the creditor, as the deductions are made directly from the individual’s wages or salary before they receive it. Secondly, it can help to prevent the individual from falling further into debt, as the deductions are made automatically and do not require any action on their part. Finally, it can provide peace of mind for both the creditor and the individual, as it ensures that the debt is being repaid in a manageable and sustainable way.